Interest in the bank?

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Interest in the bank?

Post  saadow on Mon Apr 29, 2013 9:53 pm

Some small, fraction of a percentage, have it append as simple interest over time

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Re: Interest in the bank?

Post  BobbyBrown15 on Tue Apr 30, 2013 1:02 am

i would second this as some still have trouble finding money IG, and if i remember the banks take a percentage of what you put in or take out, i forgot which.
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Re: Interest in the bank?

Post  Animayhem on Tue Apr 30, 2013 9:01 am

Actually more than interest in the bank, I would like to see a better coinage exchange system. It gets a bit dodgy. Razz
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Re: Interest in the bank?

Post  GM_ODA on Tue Apr 30, 2013 9:32 am

Friends,
I know modern banks pay interest, but this has not always been the case. Early banks were temples, and you could place your valuables there to be watched over by the god.

The need of money is often a motive for adventure, due to this and the acquisitive nature of PCs, the goal of the BUILDER and the DM must include draining off some of that wealth - in effect, keeping the PC a little 'hungry for more'.

I look at it this way, the advantage you get by not having to carry and guard all your own coins is the value of placing them in the medieval bank. The bank guards it, the bank manages it (holding and releasing it at your request), but the bank charges for this service. IIRC our banks take 10% of the deposit as their fee.

BobbyBrown15 wrote:i would second this as some still have trouble finding money IG....

Really? I've not found PCs lacking in coin in general. I know the loot drops were turned off for a while, but they are ON again and there should be no shortage of coin now. Spawns were out for about a week or less but are working again but even then monster lair loots were still in place and working. More, anyone can gather herbs for coin, or minerals, or wood for crafting or fires. Hunting wildlife can yield meat and this can be sold in many places in the city.

As an experiment, today, I am starting a new PC, 1st level, to go out by day and harvest what is available nearby the city. The PC will be solo so will be avoiding combat where possible, I'll make a rogue so it is not a CLASS particularly well suited to wilderness work and not too high in HP either. I will gear this PC up at the NOOB U. as this is available to any PC, but I will not use the NOOB U. level lever - instead I will run this PC from level 1 on this mission.

MISSION GOAL : Accumulate 500 Acerian Gold!

Wish me luck. *jumps in*

Be well. Game on.
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Re: Interest in the bank?

Post  BobbyBrown15 on Tue Apr 30, 2013 9:48 am

sorry i wasn;t aware the loot drops were turned back on, that was my main issue with finding anything.
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Re: Interest in the bank?

Post  Animayhem on Tue Apr 30, 2013 10:01 am

Usually I have gotten gold by selling things more so then finding actual coinage.
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